4分利息算高利贷么？-民间借贷纠纷法律援助-法律咨询免费平台-国际律师联盟

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问题	4分利息算高利贷么？
释义	现在我国的同期银行贷款年利率为5.6%，乘以4，等于22.4%，而月息4分年利率就是48%，明显超过了银行同期贷款利率的四倍是高利贷。法律依据：《最高人民法院关于人民法院审理借贷案件的若干意见》第六条民间借贷的利率可以适当高于银行的利率，各地人民法院可根据本地区的实际情况具体掌握，但最高不得超过银行同类贷款利率的四倍（包含利率本数）。超出此限度的，超出部分的利息不予保护。
随便看	怎么投诉当地新农合主营业务利润=营业收入-营业成本保证书签字按手印有没有法律效应 -法律知识遗嘱签字与按手印是否有效？老人写遗嘱需要按手印吗代书遗嘱按手印没签名有效吗民法典规定打印遗嘱签字按手印后生效吗民法典规定打印的遗嘱签名按手印就有效吗？打印的遗嘱有签字和手印，具有法律效力吗遗嘱按手印用哪个手指有法律效力 -法律效力遗嘱只有手印没有签字有没有法律效力? 能否仅凭手印办理遗嘱？拆迁归谁选择评估公司合适？拆迁企业应由哪方选择评估公司？拆迁企业由谁选择评估公司？如何选择正规的拆迁评估公司？拆迁企业应由哪个选择评估公司拆迁房子需要找评估公司评估吗拆迁评估方法有哪些企业拆迁赔偿如何评估拆迁时是不是都必须要评估房屋拆迁评估是什么意思拆迁评估范围包括哪些房屋拆迁评估由谁来做，评估后有什么流程当事人可以不用法院指定的评估公司吗 administrative department for pharmaceuticals administrative department for pharmacy administrative department for religious affairs administrative department for science and technology administrative department for technical supervision administrative department for the food industry administrative department for the leather industry administrative department for the oil industry administrative department for tobacco monopoly administrative department for trademarks administrative department in charge administrative department in charge of accounting administrative department in charge of agriculture administrative department in charge of animal husbandry administrative department in charge of audit administrative department in charge of civil affairs administrative department in charge of civil aviation administrative department in charge of commerce administrative department in charge of commodity inspection administrative department in charge of communications administrative department in charge of construction administrative department in charge of culture administrative department in charge of education administrative department in charge of electric power industry administrative department in charge of energy

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