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问题	怎么跟银行协商停息挂账要找谁-怎么和银行沟通停息挂账
释义	怎么跟银行协商停息挂账要找谁协商，协商是否有效不是自己能说的情况算的负债，银行贷款机构是可以自行协商停息挂账的分期，是否有效看银行协商结果。我现在就是，前两天谈好他给一万五每月帮我还五千，今天他突然问我这五千块是不是利息，我本来也没多少钱，直接就不要了。后面他来找我问我要钱我还是不要了，我觉得上征信，他没钱了，需要他垫钱还款，也问他要过利息。他说你自己看着算，然后我就一直想是不是我亏了，我要不要在经营五年。我也想不清楚该内容由程济春律师和律说律答共创回答
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