月利息10%是高利贷吗? -高利贷-民间借贷纠纷法律援助-法律咨询免费平台-国际律师联盟

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问题	月利息10%是高利贷吗? -高利贷
释义	法律分析：民间借款月利息10%就是月1角利，肯定是的高利贷目前银行一年期贷款年利率为4.35％，4倍则是17.4％即1分7厘4（5年基准利率是4.9％的四倍是19.6％，二分利不到），高于它就是高利贷不受法律保护法律依据：《中华人民共和国刑法》第一百七十五条以转贷牟利为目的，套取金融机构信贷资金高利转贷他人，违法所得数额较大的，处三年以下有期徒刑。
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