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医疗保险从总体上可分为什么医疗保险和什么医疗保险
释义
法律主观:
社会医疗保险 :是国家和社会根据一定的法律法规,为向保障范围内的劳动者提供患病时基本医疗需求保障而建立的社会保险制度。我国的社会医疗保险由 基本医疗保险 、企业补充医疗保险和个人补充医疗保险三个层次构成。根据《国务院关于建立城镇职工基本医疗保险制度的决定》的规定,基本医疗保险费由用人单位和职工共同缴纳。用人单位缴费率应控制在职工工资总额的6%左右,职工缴费率一般为本人工资收入的2%。随着经济发展,用人单位和职工缴费率可作相应调整。
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更新时间:2025/11/24 3:36:18