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问题
房贷逾期不还会怎样?
释义
房贷逾期不还的后果有:
1、银行催款期间产生罚息
若一次未还款,银行将会通过电话或短信的方式通知并提醒你按时还款,同时会产生罚息。若连续三次未还款,银行客户经理将进行催收,同样产生罚息。若逾期次数达到6次以上,这期间可能冻结你的房产;
2、房产最终被拍卖
若银行催款无果,银行将经过法律程序对抵押的房产进行拍卖;
3、买房人征信记录不良。
【本文关联的相关法律依据】
《中华人民共和国民法典》
第六百六十七条借款合同是借款人向贷款人借款,到期返还借款并支付利息的合同。
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the person
the personal freedom of another
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the place of a contract's performance
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the plain meaning rule
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the plaintiff railway
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the poor
the Pope
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the position of the chief
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更新时间:2025/6/26 0:39:44