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银行一般贷款利率是多少钱 -法律知识
释义
法律分析:
一、短期贷款:1、六个月(含),年利率4.35%;2、六个月至一年(含),年利率4.35% 。二、中长期贷款:1、一至五年(含),年利率4.75%;2、三至五年(含),年利率4.90%
法律依据:
《中华人民共和国银行业监督管理法》 第十三条 商业银行与委托人、借款人就委托贷款事项达成一致后,三方应签订委托贷款借款合同。合同中应载明贷款用途、金额、币种、期限、利率、还款计划等内容,并明确委托人、受托人、借款人三方的权利和义务。
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