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问题
质物未交付质押合同有效吗?
释义
质押合同有效。质押物未交付的,质权一般是未设立的,但不影响质押合同的效力,质押合同一般是自当事人签名、盖章或者按指印时生效。风险提示:抵押期间,抵押人可以转让抵押财产。当事人另有约定的,按照其约定。抵押财产转让的,抵押权不受影响。抵押人转让抵押财产的,应当及时通知抵押权人。抵押权人能够证明抵押财产转让可能损害抵押权的,可以请求抵押人将转让所得的价款向抵押权人提前清偿债务或者提存。转让的价款超过债权数额的部分归抵押人所有,不足部分由债务人清偿。
法律依据
《民法典》第四百九十条
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