夫妻一方黑户会影响另一方嘛？-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	夫妻一方黑户会影响另一方嘛？
释义	夫妻一方黑户另一方会有一定影响。我国法律明确规章，贷款人应按区域、品种、客户群等维度建立个人贷款风险限额管理制度。配偶被列入银行黑名单，另一方买房申请贷款会受影响的。购买住房和办理按揭贷款，都是以家庭为单位；所以，如果夫妻任何一方的信用记录有问题，银行是不会受理整个家庭购房按揭贷款的申请。法律依据：《个人贷款管理暂行办法》第六条贷款人应按区域、品种、客户群等维度建立个人贷款风险限额管理制度。
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