贷款申请的原因及还款方式是什么？-民间借贷纠纷法律援助-法律咨询免费平台-国际律师联盟

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问题	贷款申请的原因及还款方式是什么？
释义	法律分析：贷款申请的原因必须是合法合理的，一般理由为买车，购房，装修，进货等等。贷款的还款方式：一、等额本息还款;二、等额本金还款;三、按月付息到期还本。法律依据：《最高人民法院关于人民法院审理借贷案件的若干意见》第十条一方以欺诈、胁迫等手段或者乘人之危，使对方在违背真实意思的情况下所形成的借贷关系，应认定为无效。第十一条出借人明知借款人是为了进行非法活动而借款的，其借贷关系不予保护。
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