e招贷透支逾期为什么把信用卡也停了-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	e招贷透支逾期为什么把信用卡也停了
释义	e招贷逾期导致持卡人的信用卡停了，主要原因是持卡人的征信上有了污点记录，并且征信上的负债率过高了。一般来说，持卡人的负债率最好不要超过月收入的50％，如果超过了，就属于负债率较高，属于高风险客户。一旦持卡人的某个贷款发生逾期情节，银行风控系统监测到之后，为了保障资金的安全，就会将信用卡进行降额。甚至有些银行会选择直接停卡。信用卡已经逾期，可能会造成征信记录的污点，不可漠视或消极对待，要积极采取正确措施进行挽救。
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