信用卡逾期上门取证是真的吗-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	信用卡逾期上门取证是真的吗
释义	法律分析：信用卡逾期后，银行卡卡部的工作人员会上门催收欠款。在发生逾期情况后，整理债务，合理规划还款，要及时的主动联系银行说明逾期情况，避免起诉，协商停息止付，免息分期，减轻还款压力。法律依据：一、《商业银行信用卡业务监督管理办法》第四十一条，发卡银行应当对信用卡申请人开展资信调查，充分核实并完整记录申请人有效身份、财务状况、消费和信贷记录等信息，并确认申请人拥有固定工作、稳定的收入来源或可靠的还款保障。
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