银行贷款逾期处罚金是多少-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	银行贷款逾期处罚金是多少
释义	银行贷款逾期处罚金是根据双方约定或者法律有关规定支付逾期利息，一般包含：1、逾期违约金：当月应还本息的5%，最低50元，按月计算。2、罚息：每日罚息=未还本息之和的0.05%，每月单独计算，每月的未还本息总和为当期及以后各期的未还本息总和。法条根据：《中华人民共和国民法典》第六百七十六条  借款人未按照约定的期限返还借款的，应当按照约定或者国家有关规定支付逾期利息。该内容由闫园律师和点行律询共创回答
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