房屋抵押能贷款多少-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	房屋抵押能贷款多少
释义	房屋抵押贷款要求房屋的年限在20年之内; 房屋的面积要大于50平米; 房屋要有较强的变现能力。房屋抵押贷款额度是房屋评估值的70%。新房贷款的贷款期限最长不超过30年，二手房不超过20年。贷款利率按照中国人民银行规定的同期同档次贷款利率执行。一般为“房龄+借款人年龄”男性不超过65岁，女性不超过60岁。法律依据《最高人民法院关于审理民间借贷案件适用法律若干问题的规定》
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