购买二手房，但卖方未还清房贷，需如何操作才能规避风险？？-房屋质量以及买卖法律援助-法律咨询免费平台-国际律师联盟

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问题	购买二手房，但卖方未还清房贷，需如何操作才能规避风险？？
释义	购买二手房，但卖方未还清房贷，需如何操作才能规避风险？？购买二手房，但卖方未还清房贷，需如何操作才能规避风险？购买二手房，但卖方未还清房贷，建议进行以下流程过户规避风险：买卖双方签订买卖合同，约定谁来还清卖方贷款剩余本金；买卖双方到银行签订贷款合同；银行审核通过后再办理银行还款；到房管局办理注销手续；按照流程办理过户手续；把产权证拿到银行；银行放款；交易圆满结束。这样解释大家理解吗？该内容由赵军律师和律说律答共创回答
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