个人无力偿还债务该如何处理-民间借贷纠纷法律援助-法律咨询免费平台-国际律师联盟

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问题	个人无力偿还债务该如何处理
释义	1、应当第一时间与对方协商，劝说对方给予自己一定的宽限期来筹集资金。 2、如果对方同意的话，当事人就可以在宽限期内寻求新的解决途径。 3、如果对方不同意的话，当事人应当按照合同的约定，及时偿还债务。 4、如果当事人无法按时偿还债务的话，可能会被对方起诉，甚至会被列为失信执行人。法律依据《中华人民共和国民法典》第六百七十六条借款人未按照约定的期限返还借款的，应当按照约定或者国家有关规定支付逾期利息。第六百七十八条借款人可以在还款期限届满前向贷款人申请展期；贷款人同意的，可以展期。
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