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问题	征信律师处理逾期
释义	法律分析：金融借贷逾期还款的，金融机构可以按照合同约定要求借款人支付相应利息。法律依据：《征信业管理条例》第十六条征信机构对个人不良信息的保存期限，自不良行为或者事件终止之日起为5年；超过5年的，应当予以删除。在不良信息保存期限内，信息主体可以对不良信息作出说明，征信机构应当予以记载。
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