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借了15万逾期会不会坐牢
释义
法律分析:借贷关系属于民事合同关系,借款逾期一般只会涉及到民事上的借贷纠纷,逾期不还可能会进入民事诉讼程序,需要还本付息,一般不会涉及刑事责任。但是例外情况下,如果名为借贷实际为非法集资或者说名为借贷实为诈骗,那么则可能构成非法集资罪或者是诈骗罪等刑法罪名,可能会受到相应的刑事处罚。
法律依据:《最高人民法院关于审理民间借贷案件适用法律若干问题的规定》 第十三条 借款人或者出借人的借贷行为涉嫌犯罪,或者已经生效的裁判认定构成犯 罪,当事人提起民事诉讼的,民间借贷合同并不当然无效。
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更新时间:2025/11/28 15:53:36