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问题	雇主责任险报案时间有限制吗
释义	48小时，超过48小时报案保险公司应不应该理赔具体要参考该公司制定的具体方案细则。被保险人故意或者因重大过失未及时报案，致使保险事故的性质、原因、损失程度等难以确定，保险公司对难以确定的部分不承担保险责任。法律依据：《保险公司内部控制基本准则》第十七条理赔控制。
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