商业险新条款有哪些内容？-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	商业险新条款有哪些内容？
释义	法律分析： 1、商业车险产品更加丰富2、多个险种保障范围拓宽3、以往理赔记录影响更大，法律依据：《中国保险行业协会机动车商业保险示范条款（2020版）》第五条本保险合同中的各方权利和义务，由保险人、投保人遵循公平原则协商确定。保险人、投保人自愿订立本保险合同。除本保险合同另有约定外，投保人应在保险合同成立时一次交清保险费。保险费未交清前，本保险合同不生效。
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