共同还款人有贷款会影响房贷审批吗 -法律知识-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	共同还款人有贷款会影响房贷审批吗 -法律知识
释义	法律分析：应当会有一定影响，具体需要跟贷款银行沟通确定。法律依据：《个人贷款暂行办法》第十三条贷款人受理借款人贷款申请后，应履行尽职调查职责，对个人贷款申请内容和相关情况的真实性、准确性、完整性进行调查核实，形成调查评价意见。第二十三条贷款人应与借款人签订书面借款合同，需担保的应同时签订担保合同。贷款人应要求借款人当面签订借款合同及其他相关文件，但电子银行渠道办理的贷款除外。
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