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问题	2023年客户理财让业务员写借条有效吗
释义	法律分析：有效的。欠条只要符合以下条件，即为有效：第一，欠条的当事人具有民事权利和民事行为能力；第二，欠条是当事人真实一致的意思表示；第三，欠条不违反强制性法律规定和社会公共利益。法律依据：《中华人民共和国民法典》第一百四十三条具备下列条件的民事法律行为有效：（一）行为人具有相应的民事行为能力；（二）意思表示真实；（三）不违反法律、行政法规的强制性规定，不违背公序良俗。
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