借款人与担保人签订免责协议是否有效？-民间借贷纠纷法律援助-法律咨询免费平台-国际律师联盟

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问题	借款人与担保人签订免责协议是否有效？
释义	法律分析：免责协议是否有用，要看免责协议是否符合法律规定。如果免责协议造成对方人身伤害，或者因故意或者重大过失造成对方财产损失的则无效；如果免责协议符合法律规定，不存在上述情况的，则免责协议有效。法律依据：《中华人民共和国民法典》第五百零六条合同中的下列免责条款无效：（一）造成对方人身损害的；（二）因故意或者重大过失造成对方财产损失的。
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