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问题
帮别人办理全额退保犯法吗?
释义
法律分析:
退保在有合法的委托手续的情况下是不违法的。退保是要求投保人带上本人的有效证件到保险公司办理的,但由于其他原因,可以委托第三人前来办理退保,需要保险公司核实。未经投保人的同意私自办理退保手续的,不仅退保行为无效,还要承担民事责任。
法律依据:
《中华人民共和国保险法》 第一百二十六条 保险人委托保险代理人代为办理保险业务,应当与保险代理人签订委托代理协议,依法约定双方的权利和义务。
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