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抵押担保的种类及其优劣势分析
释义
法律分析:抵押担保是指债务人将自己的不动产或动产物权出质给债权人作担保的行为。抵押担保有不动产抵押和动产抵押两种方式。不动产抵押的优势是稳定、安全,但成本高且手续繁琐;动产抵押的优势是灵活、便捷,但价值相对较低,易被债务人抵押多次或不动产抵押优先受偿。 法律依据:《中华人民共和国担保法》 第十一条 保证人应当对担保的债权承担连带责任;第十四条 债务人及保证人应当对担保财产的权利情况和变化进行披露;第十八条 担保物的抵押应当采取书面形式。
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