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亲戚用我店铺拍照贷款说没事 法律问题
释义
法律分析:
如果只是拍照,没签字,无风险。如果签协议将你的店作为了贷款抵押物,会有风险,如果你的朋友未能按时还款,则需要将你的店面进行折价拍卖,进行还款。
法律依据:
《中华人民共和国民法典》 第三百九十四条 为担保债务的履行,债务人或者第三人不转移财产的占有,将该财产抵押给债权人的,债务人不履行到期债务或者发生当事人约定的实现抵押权的情形,债权人有权就该财产优先受偿。前款规定的债务人或者第三人为抵押人,债权人为抵押权人,提供担保的财产为抵押财产。
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更新时间:2025/11/28 11:44:17