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什么是薪资流水证明
释义
法律分析:
工资流水是指从工资卡打印出来、体现交易往来信息的,有工资字样或者有正常的固定收入的信息单。工资流水也是向银行申请贷款时所必须出具的一种材料,用以证明借款人每月有正常的固定收入和保证按时扣贷款的资金来源,是考察借款人的第一还款来源的稳定性及负债能力重要凭证。
法律依据:
《个人贷款管理暂行办法》 第十二条 贷款人应要求借款人以书面形式提出个人贷款申请,并要求借款人提供能够证明其符合贷款条件的相关资料。
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administrative department in charge of raw and semifinished materials industries
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更新时间:2025/6/10 13:54:44