当事人没有划痕险该如何办-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	当事人没有划痕险该如何办
释义	没有划痕险车被划了，不能报划痕险。《机动车辆保险附加险条款》第五条，根据被保险人提供的索赔单证，保险人按以下规定赔偿：1.全车损失的，按本条款第三条有关规定计算赔偿金额;2.全车损失，每次赔偿均实行20%的绝对免赔率;3.被保险人索赔时未能向保险人提供出险地县级以上公安刑侦部门出具的盗抢案件证明及车辆已报停手续，保险人不负赔偿责任。
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