同期贷款基准利率是多少 -法律知识-民间借贷纠纷法律援助-法律咨询免费平台-国际律师联盟

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问题	同期贷款基准利率是多少 -法律知识
释义	法律分析：应当根据具体情况加以判断，金融机构人民币贷款基准利率期限档次简并为一年以内（含一年）、一至五年（含五年）和五年以上三个档次。法律依据：《个人贷款暂行办法》第十一条个人贷款申请应具备以下条件： (一)借款人为具有完全民事行为能力的中华人民共和国公民或符合国家有关规定的境外自然人; (二)贷款用途明确合法; (三)贷款申请数额、期限和币种合理; (四)借款人具备还款意愿和还款能力; (五)借款人信用状况良好，无重大不良信用记录; (六)贷款人要求的其他条件。
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