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网贷利息那么高是违法吗?
释义
法律分析:
网贷利息超过合同成立时一年期贷款市场报价利率四倍就违法。借款利率超过合同成立时一年期贷款市场报价利率四倍的部分不予支持,超过部分必须返还,自然人之间的借款合同对支付利息没有约定或约定不明确的,视为不支付利息。自然人之间的借款合同约定支付利息的,借款的利率不得违反国家有关限制借款利率的规定。
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