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车辆被盗或损坏时应该如何与保险公司沟通?
释义
法律分析:投保人应当第一时间向保险公司报案,并提交相关证明材料。保险公司应当在规定时限内进行理赔,赔偿金额不应超过车辆实际价值。法律依据:《中华人民共和国合同法》 第七十四条 合同一方未履行义务或者履行义务不符合约定的, 应当承担损害赔偿责任。《中华人民共和国保险法》 第三十六条 保险合同生效后, 保险人应当及时处理保险事故, 履行给付保险金的义务。 第六十一条 除本法另有规定外,保险人有下列情形之一的,被保险人可以解除合同:(六)拒不履行给付保险金义务。
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更新时间:2025/11/27 1:37:00