房产证抵押贷款要什么条件-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	房产证抵押贷款要什么条件
释义	房产证抵押贷款要具备以下这些条件：1、具有完全民事行为能力的自然人，在贷款到期日时的实际年龄一般不超过65周岁;2、持有有效的身份证明文件;3、具有稳定、合法的收入来源;4、抵押房产有房地产证，产权明晰，可上市交易;5、银行规定的其他条件。法律依据《个人贷款管理暂行办法》第十一条《城市房地产抵押登记管理办法》第八条
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