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问题	银行先协商还是逾期后协商好-银行先协商还是逾期后协商好呢
释义	银行先协商还是逾期后协商好后主动出面银行出面协商，尽量说清楚各种情况，能有协商机会尽量积极协商，逾期并不是不可以解决的进行。因为现在商业贷款普遍比较严格，还款人逾期严重，银行很可能也要尽量从借款人本人处扣减一部分贷款款项，但是还款人已经欠款，银行也没有办法在短时间内给借款人一次性全部收回。因此，对于借款人欠款，一定要积极和银行沟通，说明自己目前财务状况和实际情况，增加和银行的难度谈判筹码，争取和银行协商按实际放款最大程度减少收回的当然可能性。该内容由程济春律师和律说律答共创回答
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