长期拖欠信用卡实在没钱还,收到律师函应该怎么办-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	长期拖欠信用卡实在没钱还,收到律师函应该怎么办
释义	1、先确认律师函的真实性。 2、如果欠款属实，一定要及时偿还欠款。一般信用卡逾期已经超过三个月了，都会收到律师函，而收到了银行发来的律师函说明银行有起诉你的可能，如果有能力还款尽量还款。 (1)如果暂时没有偿还能力，可与欠款的银行联系协商。 (2)如果是银行向法院提起民事诉讼的，则法院应该在受到诉讼材料之日起7日内决定是否受理，建议找一名专业的律师做好应诉的准备即可。
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