网贷利息多少不上征信-民间借贷纠纷法律援助-法律咨询免费平台-国际律师联盟

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问题	网贷利息多少不上征信
释义	如果公司有接入央行征信系统，那借款人不还贷款肯定会产生不良信用记录。反之如果未接入征信系统，则逾期记录不会在征信报告中有记录。但是现在网贷有大数据，一旦逾期其他借贷也受影响贷款业务的条件：1、年龄在18到65周岁的自然人；2、借款人的实际年龄加贷款申请期限不应超过70岁；3、具有稳定职业、稳定收入，按期偿付贷款本息的能力；4、征信良好，无不良记录，贷款用途合法；法律依据《个人贷款暂行办法》第十一条
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