交通保险是否可以选择不设免赔额的产品？-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	交通保险是否可以选择不设免赔额的产品？
释义	法律分析：根据相关法律法规及保险合同规定，保险公司可以开发不设免赔额的产品，但通常保费会相应提高。此外，如果保险公司明示或暗示不设免赔额，但实际存在免赔额或需要承担一定负担的情况，则应根据保险合同要求进行索赔。法律依据：《中华人民共和国保险法》第三十一条保险费率应当以风险评估为基础，确定与风险等级相适应的保险费率。第三十三条保险公司应当在保险单和保险合同中明确保险费率、保险责任和责任免除等事项。第三十五条保险人应当按照约定履行保险合同，不得变更保险费率、保险责任等重要内容。
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