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民间借贷逾期利息怎么确定
释义
民间借贷确定的依据:
1、贷款人主张借款人自逾期还款之日起按年利率6%支付资金占用期间利息的,人民法院应当予以支持;
2、人民法院应当支持但未约定逾期利率的,贷款人主张借款人自逾期还款之日起支付资金占用期间利息的,人民法院应当予以支持。
借款人对逾期利率有约定的,从其约定,但以年利率不超过24%为限。逾期利率未约定或者约定不明确的,人民法院可以区分不同情况。
【本文关联的相关法律依据】
《中华人民共和国民法典》
第六百六十七条 借款合同是借款人向贷款人借款,到期返还借款并支付利息的合同。
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