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问题
我是黑户我老婆白户能买房吗
释义
成为银行黑户会在买房上有影响。因为黑户是指长时间逾期,屡次催款不还,非法套现等被相关银行列入拒绝信贷的用户。一般银行是不会办理黑户的一切业务的,包括信用卡、贷款,情节严重的,还会被警方通报。而买房一般需要申请贷款,若是黑户申请贷款就可能会被拒,因此如果是黑户的话,会影响到买房。
法律依据
《商业银行法》第三十五条
《个人贷款暂行办法》第十一条
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更新时间:2025/7/26 15:15:10