人死后信用卡欠款如何办-欠款追讨法律援助-法律咨询免费平台-国际律师联盟

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问题	人死后信用卡欠款如何办
释义	信用卡欠款人死亡的，需要用他的遗产进行偿还，没有遗产的，欠款消灭。遗产必须清偿被继承人依法应缴纳的税款和债务，缴纳税款清偿债务限制他的遗产的实际价值。超过遗产的实质价值，继承人自发偿还的情况不在此限。继承人放弃继承的情况下，被继承人可以不承担基于法律应支付的税金和债务的返还责任。信用卡是城市银行和信用卡公司对信用合格者发行的信用证明书。持有信用卡的消费者可以在特约商业服务部门购物消费，银行也可以与商人和持卡人结算，持卡人可以在规定限额内透支。
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