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复合保险和重复保险的区别是什么
释义
法律分析:保险金额之和未超过保险价值,属于复合保险;超过保险价值,属于重复保险。
法律依据:《中华人民共和国保险法》 第四十一条 重复保险的保险金额总和超过保险价值的,各保险人的赔偿金额的总和不得超过保险价值。除合同另有规定外,各保险人按照其保险金额与保险金额总和的比例承担赔偿责任。
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更新时间:2025/11/15 5:40:24