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校园网络借贷法律争议有什么
释义
律师分析:
校园网络借贷法律争议:
第一,借贷双方主体资格;
第二,对校园网络借贷的借款利息存在一些法律争议。
校园消费贷款平台的风控措施差别较大,个别平台存在学生身份被冒用的风险。此外,部分为学生提供现金借款的平台难以控制借款流向,可能导致缺乏自制力的学生过度消费。
【法律依据】:
《中华人民共和国民法典》 第六百八十条 禁止高利放贷,借款的利率不得违反国家有关规定。借款合同对支付利息没有约定的,视为没有利息。
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更新时间:2025/11/12 1:21:20