信用卡弹性还款有利息吗-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	信用卡弹性还款有利息吗
释义	1、信用卡弹性还款没有利息，但会收取服务费，信用卡弹性还款是一种延期还款服务，持卡人办理后不收利息，但是需要支付手续费，具体费用根据选择的延期期数而定。 2、以交行信用卡为例，弹性还款期数有1期、2期可选择，当前费率1期为分期总金额的1．5％、2期为分期总金额的2．9％，具体费率以系统显示为准。 3、举个例子：持卡人交行信用卡账单金额1000元，可办理的弹性还款金额有500元，如果选择1期，则需要支付7．5元的手续费；要是选择2期，则需要支付14．5元的手续费。
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