什么是按揭贷款买房-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	什么是按揭贷款买房
释义	按揭贷款是指以按揭方式进行的一种贷款业务。如：住房按揭贷款就是购房者以所购住房做抵押并由其所购买住房的房地产企业提供阶段性担保的个人住房贷款业务。所谓按揭是指按揭人将房产产权转让按揭，受益人作为还贷保证人在按揭人还清贷款后，受益人立即将所涉及的房屋产权转让按揭人，过程中按揭人享有使用权。法律依据大连住房公积金贷款条例第四条
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