保险公司是否会因为抽烟等不良习惯而拒赔猝死？-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	保险公司是否会因为抽烟等不良习惯而拒赔猝死？
释义	法律分析：保险公司是否会因为被保险人的不良习惯而拒赔猝死，取决于保险合同的具体条款。如果合同中规定了对被保险人不良习惯的免责或限制责任条款，保险公司有权据此拒绝理赔；如果没有明确规定，则需要根据法律规定进行判断。根据《保险法》第五十九条规定，保险公司可以依据合同条款对被保险人在保险期间内发生的疾病或者死亡事故进行赔付，但不能否认保险合同。因此，如果合同中没有明确规定，则保险公司不能因为被保险人的不良习惯而拒赔。法律依据：《保险法》第五十九条：保险公司依照保险合同的约定，对被保险人在保险期间内发生的疾病或者死亡事故进行赔付，但不能否认保险合同。
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