如果我的红斑狼疮是由遗传因素导致的，重疾险是否会赔付？-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	如果我的红斑狼疮是由遗传因素导致的，重疾险是否会赔付？
释义	法律分析：重疾险赔付标准与保险合同约定和保险条款有关。法律依据： 1.《保险法》第十七条保险合同中约定的重大疾病保险金以合同为准。 2.《保险法》第三十八条保险合同中不得约定免除保险人责任的条款或者免除保险人责任的附加条件。 3.《保险法》第五十六条保险人应当依法履行保险合同，不得违反约定，损害被保险人合法权益。总结：重疾险是否赔付取决于保险合同约定，如无约定则需依据保险法等有关法律法规规定，保险人不得免除保险责任。
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