房贷第一个月还款为什么比月均还款多出几百-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	房贷第一个月还款为什么比月均还款多出几百
释义	房贷第一个月还款为什么比月均还款多出几百的原因：因为第一个月的月还款是1个多月的利息，以中国银行重庆分行为例：中国银行约定还款日为每月1日，假设放款日期为6月14日，则到7月1日只有16天，不满1个月，则不会扣月供，要等到8月1日才扣第一期月供，就相当于有46天的利息，所以就会比月均还款高。该内容由王婧律师和点行律询共创回答
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