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银行存款利率计算公式?
释义
法律分析:银行存款利率计算公式利息量除本金除时间乘100%。对存款利率的规定具体如下:
1、商业银行应当按照中国人民银行规定的存款利率的上下限,确定存款利率,并予以公告;
2、商业银行不得违反规定提高或者降低利率以及采用其他不正当手段,吸收存款,发放贷款;
3、存款的利率是指存款人按照定期的形式将存款存放在银行,作为报酬,银行支付给存款人定期存款额的报酬率。
法律依据:《中华人民共和国商业银行法》
第三十一条 商业银行应当按照中国人民银行规定的存款利率的上下限,确定存款利率,并予以公告。
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