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问题
信用卡还款方式主要有哪些?
释义
信用卡的还款方式有以下几种:
1、银行柜台还款。到信用卡的发卡行柜台进行人工还款,告知柜员信用卡还款即可,需提前准备好现金;
2、ATM还款。到信用卡发卡行的ATM机进行存款操作,需要提前准备好现金;
3、网银还款。找一张余额富裕且有网银的储蓄卡,同行或跨行转款到信用卡账户进行还款,跨行操作会收取一点手续费。一般在办理信用卡时,银行人员会询问是否办理同行的储蓄卡,将储蓄卡与信用卡绑定,设定扣款日期,只要储蓄卡资金充足,银行每月自动从储蓄卡上划钱偿还信用卡,不用担心信用卡逾期还款。
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更新时间:2025/11/4 7:07:11