信用卡被电信诈骗还不起可以跟银行协商还款吗？-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	信用卡被电信诈骗还不起可以跟银行协商还款吗？
释义	法律分析：这种情况想让银行免除不可能，只有等破案了。如果拒不还信用卡，会被银行起诉，同时征信也会受影响。法律依据：《商业银行信用卡业务监督管理办法》第七十条在特殊情况下，确认信用卡欠款金额超出持卡人还款能力、且持卡人仍有还款意愿的，发卡银行可以与持卡人平等协商，达成个性化分期还款协议，个性化分期还款协议的最长期限不得超过5年。
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