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问题	长期借款有何条件
释义	长期借款有何条件 1.企业实行独立核算，自负盈亏，具有法人资格，有健全的机构和相应的企业管理的技术人才; 2.用途合理合法，具有借款项目的可行性报告; 3.具有一定的物资和财产保证，担保单位具有相应的经济实力; 4.具有偿还贷款本息的能力; 5.财务管理和经济核算制度健全，资金使用效果良好; 6、在有关金融部门开立账户并能办理结算。
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