利率是什么意思利息是怎样计算的？-民间借贷纠纷法律援助-法律咨询免费平台-国际律师联盟

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问题	利率是什么意思利息是怎样计算的？
释义	律师分析: 利率是指一定时期内利息额与借贷资金额即本金的比率。利息（年）=本金×年利率（百分数）×存期，利息=本金×利率×时间。【法律依据】: 《中华人民共和国商业银行法》第三十三条商业银行应当保证存款本金和利息的支付，不得拖延、拒绝支付存款本金和利息。
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